Does Costco Take Apple Pay in 2023? How To Use It?

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Costco is an American MNC corporation that operates several membership-only-big-box retail stores. It had turned up to be the world’s third-largest retailer.

However, considering the entire makeover, it might have been a feasible option to find digital payment platforms here as modes of payment. One such possible platform is Apple Pay which is restricted to Apple devices only.

Let us read this article to get an idea of whether Costco accepts Apple Pay or not and some required essential aspects regarding the same.

Stay hooked on the page to get an overall picture of the payment facilities before you visit the store next time! Let’s go!

Does Costco Take Apple Pay?

Yes, Costco accepts Apple Pay as a payment option, allowing you to make payments for your purchases without wasting any time.

Costco works pretty effectively in accepting payments via Apple Pay. Well, there might be a few stores that do not have an NFC reader and hence, fail to facilitate payments through Apple Pay; but most of them have it anyway.

However, here is a reminder that Costco only accepts the use of Visa cards through Apple Pay in the US, whereas, in Canada, all cards are widely accepted. Thus, consider these little things before making any transaction at such stores.

does costco accept apple pay

Even though a few other digital payment apps like Google Pay and Samsung Pay are acceptable in Costco, Apple Pay remains the most favorable and straightforward method.

The payment can be used for both in-store purchases as well as deliveries. Thus, do not waste a minute and prepare for your first digital payment via Apple Pay on Costco.

How To Use Apple Pay At Costco?

Upon knowing about the availability, it is natural to get curious about the process, which can lead to successfully processing the entire procedure. Thus, if you want to know about the procedure, read these short guidelines below for a better experience.

There are three ways to explore while using Apple Pay at Costco. But before moving ahead to those steps, you need to have a general idea of how Apple Pay works.

  • Firstly, you must have an iPhone, regardless of whether you will use your Apple Watch or iPhone. The app is an Apple product and works only on it.
  • Open the Wallets app, create a PIN, or use any biometric to maintain security.
  • Next, you can add the various payment types you wish to include. Keep in mind, always add only a Visa card if you’re in the US.
  • Set up an Apple ID on iCloud for storing the information deemed essential.

Now, you’re ready to shop at Costco. When you’re done shopping, choose either to go to the cashier or perform a self-checkout and go for the respective lane accordingly.

Also, inform the cashier about your choice to pay via Apple Pay if you’re with them; else, proceed to the next steps required.

Here are the three possible ways of payment; let’s check them out!

iPhone With A Touch ID

If you are using a Touch ID, you need to verify your identity by using your finger to touch the Touch ID part of your phone.

After confirmation of being an authorized user, you can easily hold the screen near the reader. Once the transaction has been completed, a checkmark shall appear, proving the payment is successful.

iPhone With A Face ID

Usually, an iPhone calls for a double-click on the device’s side button to use the default card that has already been selected.

A pop-up message shall appear, asking you if you wish to use your face ID or biometric verification to complete the authorization procedure. Once you’re done with scanning, you can put the screen near the reader.

You will know that the payment has been successful if a checkmark appears on the screen.

With An Apple Watch

Apart from iPhone, you can also use an Apple Watch to complete your payment procedure. The process is even more straightforward here.

You’ll notice a button present at the side of your watch. Double-click the same and hold the face of the watch near the reader.

The payment shall get processed in its own time.

Here’s the difference; instead of a checkmark popping up on the screen, a buzzing feeling shall be felt against your wrist, indicating the successful payment for the purchase.

Hence, use the best method that suits your comfort and availability and get going with the Apple Pay facility.

how to use apple pay at costco

Benefits Of Using Apple Pay At Costco

Considering the availability of Apple Pay as an option for paying at Costco, having an idea of the benefits it can provide us with isn’t much of a big feat either.

Safe And Secure

Digital payments like Apple Pay do not require carrying cash or any other sort of card. Thus, you can keep yourself safe from theft or such instances.

Convenient Option

People hardly need to carry cash, slowly evolving toward a cashless economy. The cards are always ready on your iPhone for use at any moment.

Easy To Use

Adding cards to your Wallet app is all you need to do to make your payments smoother with time.

Time-Preserving Option

By facilitating digital payments, people can tend to escape large queues and make their payments online within no time.

How Can You Pay Online Via Apple Pay On The Costco App?

Like most of the major retailers, Costco has got an app to make things simpler. Things go around simply in here.

After putting all your required things in your cart, press the ‘Apple Pay’ button available under the various payment methods.

  • Check the cart and the information related to your Apple Pay account and ensure they are correct.
  • Confirm your payment with either Face ID, fingerprint, or passcode.

Once the transfer has been facilitated, you will receive a notification about the same.

costco apple pay

What Are The Other Payments Accepted At Costco?

If you’re looking for alternative payment methods accepted at Costco, a few are available! Check them out!

  • All types of Visa Cards
  • Cash
  • Mobile Payment via Google Pay, Samsung Pay (other than Apple Pay)
  • Most PIN-based Debit/ATM Cards
  • The Costco Anywhere Visa Card by Citi
  • Personal and Business Checks from current Costco members and Costco Business Members, respectively
  • EBT Cards
  • Traveler’s checks

Thus, you can try out any of your choices from the list. We recommend you go forward with Apple Pay if you’re an Apple user.


Knowing about the availability of payments via Apple pay has undoubtedly been a boon to many. If you wish to explore another option, you are free to do so.

Apple Pay is an excellent platform with loads of discounts and deals to get your hands on; thus, do not forget to visit Costco and spend as much as you wish.

Also Read: Does Burger King Accept Apple Pay?

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